Synchrony Financial · NYSE (us_market)
Financial Services · Credit Services · United States
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
| Event Period | Drawdown | Buy Point (Bottom) | Sell Point (Peak) | ticker.setupCols.buyScore | ticker.setupCols.sellScore | Max Return | Algo Return |
|---|---|---|---|---|---|---|---|
DROP2026-01-06$88.47 RISE2026-03-13$63.78 PEAK2026-04-22$78.69 106d | -27.9% 66d | Missed | Missed | — | — | +23.4% 40d | Missed |
DROP2025-01-24$70.63 RISE2025-04-04$43.81 PEAK2025-07-02$69.47 159d | -38.0% 70d | 2025-06-05 $57.45 | 2025-07-02 $69.47 | 69Deep Value | 62Deep Value | +58.6% 89d | +20.9% Held 27d |
DROP2024-07-17$52.22 RISE2024-08-05$43.77 PEAK2024-10-28$56.79 103d | -16.2% 19d | Missed | Missed | — | — | +29.7% 84d | Missed |
DROP2023-07-18$36.17 RISE2023-10-24$27.37 PEAK2024-01-08$39.20 174d | -24.3% 98d | Missed | Missed | — | — | +43.2% 76d | Missed |
DROP2023-02-02$37.79 RISE2023-05-04$26.76 PEAK2023-07-18$36.17 166d | -29.2% 91d | Missed | Missed | — | — | +35.2% 75d | Missed |
DROP2022-11-11$40.23 RISE2023-03-23$28.01 PEAK2023-06-07$34.20 208d | -30.4% 132d | 2022-12-28 $32.10 | 2023-06-07 $34.20 | 76Quality on Sale | 71Deep Value | +22.1% 76d | +6.5% Held 161d |
DROP2022-11-11$40.23 RISE2023-01-05$31.98 PEAK2023-02-02$37.79 83d | -20.5% 55d | 2022-12-28 $32.10 | 2023-02-02 $37.79 | 76Quality on Sale | 68Deep Value | +18.2% 28d | +17.7% Held 36d |
DROP2022-05-31$37.04 RISE2022-09-27$28.11 PEAK2022-11-11$40.23 164d | -24.1% 119d | 2022-06-21 $29.22 | 2022-11-11 $40.23 | 80Quality on Sale | 76Deep Value | +43.1% 45d | +37.7% Held 143d |
DROP2022-02-18$43.42 RISE2022-06-30$27.62 PEAK2022-08-12$36.14 175d | -36.4% 132d | 2022-05-12 $33.03 | 2022-08-12 $36.14 | 77Quality on Sale | 74Deep Value | +30.8% 43d | +9.4% Held 92d |
DROP2021-11-12$50.18 RISE2022-03-07$34.76 PEAK2022-04-19$40.70 158d | -30.7% 115d | Missed | Missed | — | — | +17.1% 43d | Missed |
DROP2021-01-20$39.91 RISE2021-01-29$33.65 PEAK2021-04-12$43.15 82d | -15.7% 9d | Missed | Missed | — | — | +28.2% 73d | Missed |
DROP2020-03-02$30.39 RISE2020-07-09$21.34 PEAK2020-09-17$27.64 199d | -29.8% 129d | 2020-03-23 $12.80 | 2020-09-17 $27.64 | 88Quality on Sale | 77Deep Value | +29.5% 70d | +115.9% Held 178d |
DROP2020-01-22$36.42 RISE2020-03-23$12.80 PEAK2020-06-08$26.87 138d | -64.9% 61d | 2020-03-11 $24.49 | 2020-06-08 $26.87 | 81Quality on Sale | 78Deep Value | +109.9% 77d | +9.7% Held 89d |
Mid-cap stocks often strike the right balance between having proven business models and market opportunities that can support $100 billion corporations. However, they face intense competition from scaled industry giants and can be disrupted by new innovative players vying for a slice of the pie.
In the first quarter of 2026, Synchrony Financial reported adjusted earnings per share in line with expectations, supported by higher net interest margin and strong purchase volume growth, while also authorizing a new US$6.50 billion share repurchase program and a 13% dividend increase beginning in the third quarter of 2026. At the same time, the company issued 2026 guidance for mid-single-digit growth in period-end loan receivables and earnings per share of US$9.10 to US$9.50, even as...
In the first quarter of 2026, Synchrony Financial reported adjusted earnings per share in line with expectations, supported by higher net interest margin and strong purchase volume growth, while also authorizing a new US$6.50 billion share repurchase program and a 13% dividend increase beginning in the third quarter of 2026. At the same time, the company issued 2026 guidance for mid-single-digit growth in period-end loan receivables and earnings per share of US$9.10 to US$9.50, even as...
Why Synchrony Financial is on investors’ radar Synchrony Financial (SYF) has drawn fresh attention after recent trading left the stock down about 6% over the past month and roughly 1% over the past 3 months, sharpening focus on its fundamentals. See our latest analysis for Synchrony Financial. At a share price of US$71.83, Synchrony’s recent 7 day share price return of 3.52% contrasts with a 1 month share price return down 5.86%, while a 1 year total shareholder return of 23.74% points to...
Why Synchrony Financial is on investors’ radar Synchrony Financial (SYF) has drawn fresh attention after recent trading left the stock down about 6% over the past month and roughly 1% over the past 3 months, sharpening focus on its fundamentals. See our latest analysis for Synchrony Financial. At a share price of US$71.83, Synchrony’s recent 7 day share price return of 3.52% contrasts with a 1 month share price return down 5.86%, while a 1 year total shareholder return of 23.74% points to...
While the S&P 500 (^GSPC) includes industry leaders, not every stock in the index is a winner. Some companies are past their prime, weighed down by poor execution, weak financials, or structural headwinds.
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Loop Capital analyst Dominick Gabriele initiates coverage on Synchrony Financial (NYSE:SYF) with a Hold rating and announces Price Target of $81.
Synchrony (SYF) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
Synchrony (SYF) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
Points expert Jason Stauffer explains how to decide if a credit card with flat-rate rewards or elevated spending categories is better.
Key Takeaways What is Agentic Commerce? Agentic commerce is AI-powered shopping that happens within an AI agent-from product discovery to purchase. ...
Financial services stocks are quietly running one of the better setups in the market right now. The 10-year Treasury is parked at 4.42%, the 30-year is near 5.00%, and BEA data shows the financial sector generated $897.1 billion in profits in Q4 2025, up 9.6% year over year. Higher long rates are widening lending spreads ... Treasury Yields Are at 4.42% and These 3 Digital Banks Under $50
Financial services stocks are quietly running one of the better setups in the market right now. The 10-year Treasury is parked at 4.42%, the 30-year is near 5.00%, and BEA data shows the financial sector generated $897.1 billion in profits in Q4 2025, up 9.6% year over year. Higher long rates are widening lending spreads ... Treasury Yields Are at 4.42% and These 3 Digital Banks Under $50
Value stocks are generally companies that trade at a price below their fundamental value or what their performance suggests they should be worth. Typically, these are shares of companies with solid fundamentals that are priced below those of their peers, based on an analysis of price-to-earnings ratios, yields, price-to-book ratios, and other relevant factors. Value ... 3 Bank of America Value 10 Stocks Pay Dividends and Trade Under 10X PE
Value stocks are generally companies that trade at a price below their fundamental value or what their performance suggests they should be worth. Typically, these are shares of companies with solid fundamentals that are priced below those of their peers, based on an analysis of price-to-earnings ratios, yields, price-to-book ratios, and other relevant factors. Value ... 3 Bank of America Value 10 Stocks Pay Dividends and Trade Under 10X PE
Meredith Whitney, Meredith Whitney Advisory Group CEO, joins 'Money Movers' to discuss concerns about the U.S. consumer, the rise of shadow banking, what companies are signaling about their consumers, and more.
Cue the tail wags: Synchrony (NYSE: SYF), a leading consumer financing company, today announced a $150,000 donation on behalf of CareCredit, its health and wellness credit card for humans and their pets, to Canine Companions®, a national nonprofit that provides expertly trained service dogs at no cost to adults, children and veterans with disabilities, and to professionals working in healthcare, law enforcement and educational settings.
SYNCHRONY FINANCIAL Basel III Pillar 3 Regulatory Capital Disclosure Report March 31, 2026 Synchrony Financial Table of Contents ...
| 30d | 90d | YTD | 1y | |
|---|---|---|---|---|
| SYF | -5.70% | +4.08% | -14.37% | +23.92% |
| XLF | -0.65% | +0.55% | -5.82% | +1.22% |
| Alpha (stock − sector) | -5.05% | +3.53% | -8.55% | +22.70% |
| Fund | Style | Shares | Value | % of Port | Change vs. last quarter | Period |
|---|---|---|---|---|---|---|
| StateStreet | passive | 17.72M | $1.21B | 0.04% | Trimmed-3.9% | 2026-03-31 |
| FidelityFMR | fundamental | 1.59M | $108.35M | 0.01% | Trimmed-58.3% | 2026-03-31 |
| TwoSigma | quant | 332.0K | $22.58M | 0.02% | New | 2026-03-31 |
| Wellington | fundamental | 32.6K | $2.22M | 0.00% | Trimmed-93.7% | 2026-03-31 |
| DEShaw | quant | 22.5K | $1.53M | 0.00% | Trimmed-24.7% | 2026-03-31 |
| TRowePrice | fundamental | 601.9K | $40.94K | 0.00% | Trimmed-17.8% | 2026-03-31 |
| Filed | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 2026-05-19 | Richie Laurel | Director | A Grant / award | 135 | $71.38 | +$9.6K |
| 2026-05-19 | Alves Paget Leonard | Director | A Grant / award | 153 | $71.38 | +$10.9K |
| 2026-05-19 | Parker P.W. | Director | A Grant / award | 14 | $71.38 | +$999 |
| 2026-05-19 | MOTHNER JONATHAN S | See remarks | M Option exercise(deriv) | 11,258 | — | +$0 |
| 2026-05-19 | MOTHNER JONATHAN S | See remarks | S Open-market sale | 11,258 | $71.23 | −$801.9K |
| 2026-05-19 | MOTHNER JONATHAN S | See remarks | M Option exercise | 11,258 | $34.30 | +$386.1K |
| 2026-05-19 | MOTHNER JONATHAN S | See remarks | S Open-market sale | 40,000 | $71.23 | −$2.85M |
| 2026-05-19 | MOTHNER JONATHAN S | See remarks | A Grant / award | 217 | $71.38 | +$15.5K |
| 2026-05-19 | Zane Ellen M | Director | A Grant / award | 14 | $71.38 | +$999 |
| 2026-05-19 | NAYLOR JEFFREY G | Director | A Grant / award | 197 | $71.38 | +$14.1K |
| 2026-05-19 | Schaller Bart | See remarks | A Grant / award | 143 | $71.38 | +$10.2K |
| 2026-05-19 | COLAO DANIEL O | Director | A Grant / award | 14 | $71.38 | +$999 |
| 2026-05-19 | ELLINGER DEBORAH G | Director | A Grant / award | 7 | $71.38 | +$500 |
| 2026-05-19 | Tiliakos Amy | See remarks | A Grant / award | 72 | $71.38 | +$5.1K |
| 2026-05-19 | Casellas Alberto | See remarks | A Grant / award(deriv) | 1 | — | +$0 |
| 2026-05-19 | Casellas Alberto | See remarks | A Grant / award | 181 | $71.38 | +$12.9K |
| 2026-05-19 | GUTHRIE ROY A | Director | A Grant / award | 152 | $71.38 | +$10.8K |
| 2026-05-19 | COVIELLO ARTHUR W JR | Director | A Grant / award | 14 | $71.38 | +$999 |
| 2026-05-19 | DOUBLES BRIAN D | See remarks | A Grant / award | 1,017 | $71.38 | +$72.6K |
| 2026-05-19 | Chytil Kamila K | Director | A Grant / award | 14 | $71.38 | +$999 |
| 2026-05-19 | Gentleman Courtney | See remarks | A Grant / award | 84 | $71.38 | +$6.0K |
| 2026-05-19 | Juel Carol | See remarks | A Grant / award | 217 | $71.38 | +$15.5K |
| 2026-05-19 | Wenzel Brian J. Sr. | See remarks | A Grant / award | 270 | $71.38 | +$19.3K |
| 2026-05-19 | Owens Darrell | See remarks | A Grant / award | 74 | $71.38 | +$5.3K |
| 2026-05-19 | Howse Curtis | See remarks | A Grant / award | 181 | $71.38 | +$12.9K |
| Report Date | EPS Estimate | EPS Actual | Surprise |
|---|---|---|---|
| 2026-07-21upcoming | 2.11 | — | — |
| 2026-04-21 | 2.16 | 2.27 | +5.09% |
| 2026-01-27 | 2.02 | 2.18 | +7.83% |
| 2025-10-15 | 2.21 | 2.86 | +29.32% |
| 2025-07-22 | 1.79 | 2.50 | +39.29% |
| 2025-04-22 | 1.65 | 1.89 | +14.53% |
| 2025-01-28 | 1.92 | 1.91 | -0.29% |
| 2024-10-16 | 1.82 | 1.94 | +6.57% |
| 2024-07-17 | 1.37 | 1.55 | +12.92% |
| 2024-04-24 | 1.37 | 1.18 | -13.57% |
| 2024-01-23 | 0.95 | 1.18 | +24.04% |
| 2023-10-24 | 1.44 | 1.48 | +2.80% |
| 2023-07-18 | 1.26 | 1.32 | +4.81% |
| 2023-04-19 | 1.45 | 1.35 | -7.13% |
| 2023-01-23 | 1.12 | 1.26 | +12.89% |
| 2022-10-25 | 1.39 | 1.47 | +6.11% |